Updated for 2026

Plantax & social securitywithout surprises.

The tax & SVS calculator for Austrian sole proprietors. Instant results, transparent formula, no signup required.

BMF & SVS sourcedSmall-business ruleProfit allowanceWith account: history & comparison
Province & business field

Drives regional charges (Grundumlage, tourism levy). Auto-filled from your profile when signed in.

Your numbers

Your values update the plan in real time.

Input period

€/ Mo
€/ Mo
€/ Mo
€/ Mo

Include main employment income

Shows optional income from your primary employment.

Small business (Kleinunternehmer)

Enable for VAT exemption (Kleinunternehmerregelung or genuine tax exemption). Disabled = 20% VAT in the calculation.

Annual revenue: 0 € (below €55,000 limit)

New entrepreneur (Jungunternehmer)

First-time self-employed in the last 1–3 years. SVS is provisionally calculated on minimum base; KV is fixed for the first 2 years.

AVAB / AEAB

Claim sole earner or single parent tax credit.

Children & Familienbonus

Children for whom the Familienbonus Plus or AVAB/AEAB should be considered. Requires receipt of Familienbeihilfe.

0
0

Financial overview

Recommended monthly plan based on your current inputs.

Display period

Recommended reserve
€ 110,04 / year
to set aside each year
Income tax
€0,00
SVS
€0,00
VAT
€0,00
Breakdown
Profit before SVS € 0,00
Taxable income € 0,00
Basic allowance € 0,00
Grundumlage (WKO fee) Estimate€ 110,00
Net after reserves € -110,04

How we calculate

  1. 01Annual profit(Revenue − Expenses) × 12
  2. 02SVS contributionsProfit × (KV 6.8% + PV 18.5% + SeVo 1.53%) + fixed UV
  3. 03Taxable profitProfit − SVS − basic allowance (15%)
  4. 04Income taxProgressive brackets 0%–55%
  5. 05VATRevenue × 20% (unless Kleinunternehmer)
  6. 06Kammerumlage 1 (chamber levy)VAT base × 0.28% (only above €150,000 revenue)
  7. 07Grundumlage (WKO fee)Flat amount per sector & province (estimate)
  8. 08Tourism levyRange per province (estimate)
  9. 09Flat-rate check (Pauschalierung)min(revenue × 6%/15%, €63,000) vs. expenses
  10. 10Recommended reserve(Tax + SVS + VAT + WKO levies) ÷ 12

Kammerumlage 2 is deliberately left out: it only applies to businesses with employees — an EPU has none.

Sources

BMFSVSWKOUSPWKO KammerumlagenWKO GrundumlagenWKO Pauschalierung

Austrian Income Tax Brackets 2026

Progressive income tax brackets for self-employed sole traders and freelancers in Austria.

Income tax brackets for self-employed individuals in Austria 2026
Bracket Annual income Marginal rate
Tier 1up to €13,5390%
Tier 2€13,540 – €21,99220%
Tier 3€21,993 – €36,45830%
Tier 4€36,459 – €70,36540%
Tier 5€70,366 – €104,85948%
Tier 6€104,860 – €1,000,00050%
Tier 7over €1,000,00055%

Values per the current Austrian Income Tax Act (EStG §33). Source: BMF.

Features

Real-time calculator

Change inputs and instantly see how tax, SVS and reserve respond.

Account & history

Save your calculations per month and year and compare them later.

Profile & defaults

Pre-fill from your profile – set it once, use it everywhere.

Conservative mode

+10% safety buffer on the monthly reserve – so nothing surprises you.

Family bonus & AVAB

Familienbonus Plus, single-earner credit and Kindermehrbetrag included.

DE / EN

Fully bilingual – with correct number and currency formatting.

Roadmap

What's next

Available now

Live
  • ✓Real-time calculator
  • ✓Conservative mode
  • ✓DE / EN

Q3 2026

Soon
  • ○Account & history
  • ○Profile & defaults

Planned

Planned
  • ○Family bonus & AVAB

Frequently asked questions

What is the EPU Finanzplaner?

The EPU Finanzplaner is a free online tool for Austrian sole traders. It calculates income tax, SVS contributions, VAT and recommended reserves based on your monthly income and expenses.

How do I calculate my SVS contributions as a sole trader?

Enter your monthly income and expenses into the EPU Finanzplaner. The tool automatically calculates your estimated SVS contributions (health, pension and accident insurance) based on current SVS rates.

Is the EPU Finanzplaner free?

Yes, the EPU Finanzplaner is completely free and usable without registration. The calculations are non-binding estimates and do not replace professional tax advice.

Who is the EPU Finanzplaner for?

The tool is designed for sole traders (EPU), self-employed individuals and freelancers in Austria who need a quick overview of their tax and contribution situation.

Does the calculator account for the Kleinunternehmer regulation?

Yes, you can activate the Kleinunternehmer regulation. In that case, no VAT is calculated and the results adjust accordingly.

How do I calculate my SVS contributions as a self-employed person in Austria?

The EPU calculator automatically determines your SVS contributions based on your profit. The Social Insurance for the Self-Employed (SVS) includes health, pension and accident insurance. Contribution rates are updated annually and reflected in the calculator.

What is the EPU reserve calculator?

The reserve calculator is a feature of the EPU Finanzplaner that shows you how much you should set aside monthly for income tax, SVS back-payments and VAT. This helps you avoid surprises when filing your tax return.

Can I use the tax calculator as a small business owner in Austria?

Yes, the EPU Finanzplaner is specifically designed for small business owners (Kleinunternehmer) and sole traders in Austria. Simply enable the small business exemption to account for VAT exemption. The calculator adjusts all results automatically.

How much income tax do freelancers and EPUs pay in Austria?

Income tax in Austria is progressive, ranging from 0% to 55% depending on income level. As an EPU or freelancer, you can deduct business expenses before tax is calculated. The EPU tax calculator shows you the effective tax rate based on your individual inputs.

When are SVS contributions due in Austria?

SVS contributions are due quarterly in advance: by 28 February, 31 May, 31 August and 30 November each year. Initial payments are based on a minimum contribution base in the first years and are automatically reconciled once the current income tax assessment is available. The EPU Finanzplaner factors these payments into your recommended monthly reserves.

Support

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Further information